Famarth is a shared financial ledger built for households, not individuals. Instead of each family member tracking money in their own app or spreadsheet, Famarth gives a household one place to see income, expenses, budgets, net worth, and savings goals together — with each member seeing only what their role permits.
Why it was built
Most personal finance apps are built for a single user. Families don't manage money that way — decisions about spending, saving, and goals are usually shared, but the tools aren't. Famarth was built to fix that: one household, one ledger, with the right people able to see and act on the right things.
Current MVP features
Family sharing with invite links, and four roles (admin, member, restricted, view-only) that control what each person can see and edit.
Full income, expense, and budget tracking, with editable entries and category breakdowns.
Net worth tracking, including assets, liabilities, and a historical trend chart.
Linked bank accounts (currently mock data) wired into net worth and transactions, so the experience matches how real account linking will feel.
A household dashboard bringing income, spending, net worth, and goals together at a glance.
The future vision
The current version is deliberately a foundation. Where we're headed next:
Real bank account aggregation, replacing today's mock data with live balances and transactions via India's Account Aggregator framework.
Investment tracking — mutual fund data pulled automatically via CAMS, alongside manually-tracked stocks and other holdings, as part of the household's net worth.
AI-powered insights — spending patterns, anomalies, and suggestions personalized to the household.
Loan and debt optimization — guidance on paying down liabilities faster or more efficiently.
Famarth is an early-stage product under active development. Have thoughts on where this should go? Use "Send feedback" from the sidebar — it goes straight to the person building this.